Miki Garcia

Appraisers phones have stopped ringing

Last week, I asked what happened to the $24 million dollar Watchdog that Freddie Mac and Fannie Mae had to kennel cough as a result of New York Attorney General’s lawsuit against ...

Heads up: Home appraisals are about to drastically change

The one held recently at the White House looked canned, but, hey, it’s now fashionable to have a “teachable moment.” So maybe a “Beer Summit” might take the edge off th ...

First-time homebuyers leap into big tax credit

Like lemmings, first-time homebuyers are taking that leap of contract over a seemingly bargain-priced distressed property and often find themselves drowning in debt. Before jumpi ...

Why does my dog need a ‘virtual home?’

My dog “Q” exercised me daily, walking us through the neighborhood. Her delight in relieving herself when a homeowner was in their front yard was non-negotiable. It was my busi ...

Realtor is thankful for big box store cashier job

Sure, it’s an optical illusion, but it’s still worth the experience. Next time you’re ready for checkout at Folsom Wal-Mart, go to the blonde cashier gal standing 6 feet tall ...

Short sales can help salvage credit ratings

If you were a Realtor (quite sure you’d rather eat glass in a side show for a living), how’d you like counseling teary-eyed homeowners, trudging through towering paperwork unti ...

Reverse mortgages could boost home ownership

For those who don’t know (moi included), the U.S. Department of Housing and Urban Development finally puckered up and put a kiss on last year’s Housing and Economic Recovery Ac ...

Looks like things are getting feisty in El Dorado Hills

This column has it all from a sex offender living off the fat of the land, a Realtor calling another Realtor’s words “shameful” and a neighbor who happens to be a home squatt ...

Blaming banks for industry’s black eye

So, is it because they think everyone will assume, as they do, that Alexis Moore is scarfing shrooms, or is it because Ms. Moore’s allegations are correct? Predictably, no one ...

El Dorado Hills Realtor ashamed of the industry

When Michelle Obama said, “Let me tell you something, for the first time in my adult lifetime, I’m really proud of my country,” it pinched a nerve in many Americans. I’m ...