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September 2, 2015
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The Real McCoy: Does agent still get paid even when not used?
Tuesday Apr 19 2011
Dear Kari, My husband and I had our home listed but it did not sell. The listing contract was over and we were thinking that we should just give ourselves a break. Then three we ...
The Real McCoy: How much does the homebuyer pay the agent?
Tuesday Apr 19 2011
Dear Kari, I am looking to buy my first house and I have all the information on the loan costs and fees. How much can I expect to pay a Realtor? Answer: This is a great ques ...
The Real McCoy: What is ‘no-cost’ refinancing all about?
Monday Apr 12 2010
Dear Kari, I was talking with my neighbor and he said he just refinanced his home loan and it did not cost him anything. He suggested I do the same. Is that true? Answer: As t ...
The Real McCoy: Should I sign a buyer’s broker agreement?
Tuesday Mar 30 2010
Dear Kari, My wife and I have are finally going to buy a house. We have been going to lots of open houses on Sundays and this one Realtor asked us to sign a Buyer Broker Agreement ...
Lake views make home a hot commodity
Wednesday Mar 10 2010
There really is something to be said about having a view. And when it comes to El Dorado Hills, the best views in town involve Folsom Lake and the lights of Sacramento. There’s ...
The Real McCoy: What is the deal with home loan rates?
Friday Mar 05 2010
Dear Kari, My wife and I have been saving up for a long time to buy a house and we feel now is a good time to take that big step. We have $38,000 saved up for our down payment. W ...
The Real McCoy: What’s the difference between escrow and title?
Monday Mar 01 2010
Dear Kari, My Realtor said my offer was accepted and now the next step is this escrow thing. Since I have not purchased a home before, I really do not know what to expect. Can yo ...
The Real McCoy: What should you choose, lock or lose?
Monday Feb 15 2010
Dear Kari, My husband and I wanted to refinance our home. I called a referred loan company and I thought I heard the rate. When we got to the office, the rate was considerably hig ...
The Real McCoy: What exactly do you do in a walk-through?
Thursday Feb 04 2010
Dear Kari, My wife and I bought a home and we have the loan and everything. But when we went to see the house on our “walk-though”, things did not look the same as we remember ...
The Real McCoy: How can an appraisal torpedo a purchase?
Tuesday Jan 19 2010
Dear Kari, We looked at roughly 45 homes and finally found “the one” and made the offer with our nerves on edge. We were so thrilled when the Realtor said we were the proud new ...
The Real McCoy: Couple seeks guidance after losing their dream home
Tuesday Jan 12 2010
Dear Kari, My wife and I made an offer on our dream home and this is our second time buying a home. Of course we must sell our current home to qualify for the new house. As soon ...
The Real McCoy: Why should I do a short sale on my home?
Wednesday Jan 06 2010
Dear Kari, I lost my job and I can’t afford to keep making my house payments. The only thing I see in sight is foreclosure, is there anything I can do to save my credit? Answ ...
The Real McCoy: Should buyer bide time for better deal?
Tuesday Dec 29 2009
Dear Kari: We are finally ready to buy a home and we want the best deal. Some friends of ours just bought a home and they paid full price after the home was on the market for thr ...
The Real McCoy: Why do I have to pay more taxes in Mello-Roos?
Monday Dec 21 2009
Dear Kari, I am completely in the dark when it comes to Mello-Roos and why should I pay for it? Answer: A Mello-Roos is when a home is in an area where a special (extra) tax ...
What does the term 'dual agency' mean?
Monday Dec 14 2009
Dear Kari, The agent selling our house has a buyer who wants to make an offer. How do we know the agent is not going to clue-in the potential buyers to let them know we would to ...
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