kari mccoy

The Real McCoy: Does agent still get paid even when not used?

Dear Kari, My husband and I had our home listed but it did not sell. The listing contract was over and we were thinking that we should just give ourselves a break. Then three we ...

The Real McCoy: How much does the homebuyer pay the agent?

Dear Kari, I am looking to buy my first house and I have all the information on the loan costs and fees. How much can I expect to pay a Realtor? Answer: This is a great ques ...

The Real McCoy: What is ‘no-cost’ refinancing all about?

Dear Kari, I was talking with my neighbor and he said he just refinanced his home loan and it did not cost him anything. He suggested I do the same. Is that true? Answer: As t ...

The Real McCoy: Should I sign a buyer’s broker agreement?

Dear Kari, My wife and I have are finally going to buy a house. We have been going to lots of open houses on Sundays and this one Realtor asked us to sign a Buyer Broker Agreement ...

Lake views make home a hot commodity

There really is something to be said about having a view. And when it comes to El Dorado Hills, the best views in town involve Folsom Lake and the lights of Sacramento. There’s ...

The Real McCoy: What is the deal with home loan rates?

Dear Kari, My wife and I have been saving up for a long time to buy a house and we feel now is a good time to take that big step. We have $38,000 saved up for our down payment. W ...

The Real McCoy: What’s the difference between escrow and title?

Dear Kari, My Realtor said my offer was accepted and now the next step is this escrow thing. Since I have not purchased a home before, I really do not know what to expect. Can yo ...

The Real McCoy: What should you choose, lock or lose?

Dear Kari, My husband and I wanted to refinance our home. I called a referred loan company and I thought I heard the rate. When we got to the office, the rate was considerably hig ...

The Real McCoy: What exactly do you do in a walk-through?

Dear Kari, My wife and I bought a home and we have the loan and everything. But when we went to see the house on our “walk-though”, things did not look the same as we remember ...

The Real McCoy: How can an appraisal torpedo a purchase?

Dear Kari, We looked at roughly 45 homes and finally found “the one” and made the offer with our nerves on edge. We were so thrilled when the Realtor said we were the proud new ...